Hailstorm!

[calzephyr]

Just catching up on some notes...we received the itemized claim from the insurance adjuster for damage to our house from August's hailstorm.

Wait for it...

Wait for it...

Wait for it...

$35k!

My brain melted and it took a long time to process the list--there was just so much damage to little parts of the house here and there. After a call with the adjuster, we decided to use their contractor. The contractor then sub-contracts the work out to a roofer and a siding specialist. The house and garage will get a new roof, and if we upgrade to a Class 4 impact resistant shingle, there's a $2500 incentive to do so. There's no incentive for the siding and insurance was only going to cover half of the house.

Our next steps will be to receive quotes from the sub-contractors and then work out what we want. This won't be the first and last hailstorm we have, so a few bucks of prevention now will hopefully pay off in the future!

Comments

[trepkos]

Wow! And that's just for half of the house? Why? So you have to pay for the other half - another $35,000?

[calzephyr]

Our insurance deductible is $2500, so, fortunately we won't have to shell out $35k. We're not sure right now what the totals will be. Since only parts of the siding were damaged, the insurance doesn't cover the whole house. It's why you see houses here where they couldn't quite colour match the siding. Vinyl siding is super popular, but we may go with stucco or something else depending on our options.

[daryl_wor]

YIKES!

[calzephyr]

Yeah! The list of damaged parts of the house was quite long.